Mountain Star FCU

Join Today

Open a primary savings account today to become a credit union member and start saving. Minimum deposit is only $13.00!

To become a credit union member, open a primary savings account with a minimum deposit of $13.00.  $10.00 is your “share” in the credit union and must remain on deposit to retain your membership; $3.00 is a new account set up fee. As a member, you share in the ownership of the credit union. Dividends are calculated on the account’s average daily balance. A minimum balance of $10.00 is required.  Dividends are compounded quarterly and paid quarterly. You will receive a quarterly statement of transactions made to your account during the period.

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IOLTASavings

A savings account established for attorneys to deposit funds and generate appropriate levels of revenue to provide legal services to low income citizens.
A minimum deposit of $12.00 is required. Dividends are paid monthly on the account’s average daily balance.

Rates Effective April 1, 2024

Money Market Account

  • $2,500 – $9,999
    .15 % APR.150% APY
  • $10,000 – $24,999
    .20% APR.200% APY
  • $25,000 +
    .30% APR.300% APY

Certificate of Deposit

MSFCU offers short and long term investments. Term Share Certificates are time deposits which require a minimum deposit of $1,000.00 or $2,500.00. Terms are available from six (6) months to three (3) years. Early withdrawal penalties apply.

Rates Effective January 1, 2024

6 Month CD 2.00% APR     2.020% APY

12 Month CD 2.75% APR   2.790% APY

24 Month CD 3.00% APR   3.05 APY

36 Month CD 2.50% APR   2.530% APY