Share Draft

Compare our checking account with the competition. Our checking account is as good or better!

Share Draft

.05% APR
.050% APY

  • NO monthly service fee
  • NO low balance fees
  • FREE Debit Card
  • Earn dividends monthly on $1,500 average daily balance

 IOLTA Checking

The Iolta checking account was established for attorneys to deposits funds and generate appropriate levels of revenue to provide legal services to low income citizens. Dividends are paid monthly on the account’s average daily balance.

  • No Minimum amount to open
  • No maintenance charges
  • No monthly service fees
  • No low balance fees
  • No per check charge, no matter how many checks you write
  • Free 24 hour automated telephone
  • Online Account Access
  • Custom or traditional checks available.

Money Market

  • $2,500 – $9,999
    .10 % APR  .100% APY
  • $10,000 – $24,999
    .15% APR  .150% APY
  • $25,000 +
    .20% APR  .200% APY
  • Earn higher dividends than a checking account
  • There are NO monthly or transaction fees as long as you maintain the minimum balance of $2,500.00
  • Dividends paid monthly

Balance Details

  • Minimum balance to avoid a service fee: $2500
  • Minimum balance to earn stated APY: $2500
  • Dividend compounded monthly
  • Dividends credited monthly
  • Dividend period – Calendar month

Limitations and Fees

  • 6 withdrawals per month, whether by pre-authorized automatic, telephone transfers, over the counter, or by check
  • No ATM or Check Card access allowed
  • Fee for exceeding withdrawal limitation – $2.00
  • Below minimum balance fee – $5.00 monthly
  • Non-sufficient funds $30.00 per check