Open a primary savings account today to become a credit union member and start saving. Minimum deposit is only $10.00

To become a credit union member, open a primary savings account with a minimum deposit of $10.00. The $10.00 is your “share” in the credit union and must remain on deposit to retain your membership. As a member, you share in the ownership of the credit union. Dividends are calculated on the account’s average daily balance of $500.00. Dividends are compounded quarterly and paid quarterly. You will receive a quarterly statement of transactions made to your account during the period.

IOLTASavings
A savings account established for attorneys to deposit funds and generate appropriate levels of revenue to provide legal services to low income citizens.
A minimum deposit of $10.00 is required. Dividends are paid monthly on the account’s average daily balance.

Rates Effective September 1, 2017

Money Market Account

  • $2,500 – $9,999
    .10 % APR  .100% APY
  • $10,000 – $24,999
    .15% APR  .150% APY
  • $25,000 +
    .20% APR  .200% APY

Certificate of Deposit

MSFCU offers short and long term investments. Term Share Certificates are time deposits which require a minimum deposit of $1,000.00 or $2,500.00. Terms are available from six (6) months to five (5) years. Early withdrawal penalties apply.

Holiday Account

The perfect way to save for the holiday season

  • No monthly service charge
  • Make regular deposits conveniently through payroll deduction
  • Your balance is automatically transferred to your savings account each October.
  • Competitive dividend rate
  • Early withdrawal fee applies

Vacation Club

  • No monthly service charge
  • Make regular deposits conveniently through payroll deduction
  • Your balance is automatically transferred to your savings account each June.
  • Competitive dividend rate
  • Early withdrawal fee applies

IRAs

We have one of the best options to help wage-earners and spouses save for tomorrow’s retirement years while receiving possible tax benefits today. We have Traditional, Educational and Roth Accounts.

  • Dividends earned are tax-deferred
  • Your contributions may be tax-deductible
  • No monthly or annual fees
  • Funds insured independently from other accounts up to $250,000
  • Your choice of investment options; IRA savings or IRA certificates
  • Early withdrawal fee applies