Current Rates

  • Routing #312080996
  • Our toll free number 1-800-754-4128
  • Outside the U.S. call 1-909-941-1398
  • Automated teller 1-915-544-2216

Apply for a loan with Mountain Star Federal Credit Union Today. Applying with us is easy!

Share Account Rates

Share/Savings

.10% APR
.100% APY
  • Own a share of Mountain Star FCU with just $10.00
  • Earn Dividends quarterly on $10.00 average daily balance

Kirby Kangaroo Club

.15% APR
.150% APY
  • Recommended for our younger members ages 0-12
  • Earn dividends quarterly on $10.00 daily balance

CU Succeed Youth

.15% APR
.150% APY
  • Recommended for ages 13-18
  • FREE quarterly news letter with helpful financial information and an interactive website

 Holiday Club

.10% APR  .100% APY Quarterly 

Vacation Club

.10% APR  .100% APY  Monthly

  • Earn dividends while you save either for your vacation or holidays

Rainy Day Account

.15% APR
.15% APY
  • Set money aside to pay annual property taxes, homeowner’s insurance, auto repairs, home repairs, emergency medical expenses, etc

Draft Accounts

.05% APR
.050% APY
  • NO maintenance charges
  • NO monthly service fee
  • NO low balance fees
  • FREE Debit Card

CD’s

Term APR APY
6 Mo. .40% .400%
1 Yr. .70% .702%
2 Yr. 1.00% 1.004%
3 Yr. 1.30% 1.306%
4 Yr. 1.50% 1.508%
5 Yr. 1.70% 1.711%
Star Saver
(1 Yr.)
.15% .150%
* CD’s $50,000 and over add an additional .25%
** Same rates apply for IRA, ROTH, or educational CD’s

IRA

.30% APR
.300% APY
  • Dividends earned are tax-deferred
  • Dividends are paid quarterly
  • Contributions may be tax deductible
  • No monthly or annual fees